bornintheuk wrote:Thats why we suggest to all guests to get insurance - thats what its for isn't it ?
From talking to my current (American) guest, some seem completely unaware that you can get travel insurance for accommodation that is not an hotel. She buys travel insurance from whatever airline she flies on and books hotels, presumably on the sort of booking.com terms where you can cancel willy nilly very close to the time. I have been trying to explain the concept of annual travel insurance to her but it seems to be something she is completely in the dark about. Does it not apply over the Atlantic?
I always suggest to anyone who books that they take out insurance to cover them. But I don't think they take a blind bit of notice. This year I have had six cancellations over two properties and I did not get the impression that any insurance company would be involved. I am getting tougher about not giving the money back unless rebooked and I am now holding onto the (relatively small) deposit for the hassle, whereas previously I gave it all or nearly all back. One just has to be Mr or Mrs Tough!
Last week my wife booked a hotel but her flight was cancelled and delayed 24 hours. She therefore missed a night booked in a hotel.
We were charged 100% of the cost and I think this is fairly normal for hotels.
Why then do people grumble at us for not having generous cancellation policies? Where else can they book accommodation, cancel it at the last minute and get all their money back?
FelicityA, I think you are right about people on this side of the Atlantic not knowing about travel insurance for non-hotel accommodations. Until relatively recently, I don't think we in the U.S. have had much in the way of non-hotel/motel/inn types of lodgings to choose from. So, interestingly, several things that seem commonplace to everyone else on this forum are things I'd never heard of before joining. (Of course, this will not be true for my countrymen who regularly travel to Europe or who have spent a good amount of time there.)
Many U.S. credit cards offer some form of travel insurance. I've always assumed it was only for flights and automobile rentals. But it might be worthwhile to take a closer look at their coverage terms, just in case.
buys travel insurance from whatever airline she flies on
Argh! Dangerous thing.
I am aware of a cruise line that sells a policy which doesn't cover flights to the cruise. In this instance, the cruise line cancelled the cruise and offered alternative dates - their insurance covered the cruise cancellation, but didn't cover the flights.
Never ever buy insurance from a transport/accommodation provider!
What a disappointing guest. Good job they didn't turn up. If they were so disappointed with the t & c's why did they book?
We recently had to cancel a 2 week tour of Vietnam for personal reasons (3 days before due to leave), but not medical ones so we had no grounds to claim on travel insurance even. We knew this when we cancelled and accepted we would lose our money. Heartbreaking but we knew it was the right decision.
T.S. wrote:FelicityA, I think you are right about people on this side of the Atlantic not knowing about travel insurance for non-hotel accommodations. Until relatively recently, I don't think we in the U.S. have had much in the way of non-hotel/motel/inn types of lodgings to choose from. So, interestingly, several things that seem commonplace to everyone else on this forum are things I'd never heard of before joining. (Of course, this will not be true for my countrymen who regularly travel to Europe or who have spent a good amount of time there.)
Many U.S. credit cards offer some form of travel insurance. I've always assumed it was only for flights and automobile rentals. But it might be worthwhile to take a closer look at their coverage terms, just in case.
And the doubly amazing thing is that she said to me when I told her about the fact we have an annual travel insurance policy "That wouldn't cover any medical costs abroad, right?". She seemed to think travel insurance only covered travel. This is even after one of their sons had had a medical emergency in Brazil, her husband had to stay there for two weeks while he was in hospital and then fly him home at their expense....she seemed unaware you could get insurance for a situation like that. Sorry, slight thread creep. Apex Blue's guest-not-to-be seems to think the cottage owner can act as insurer for them.