Recent insurance judgment in Supreme Court

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DivineMrsM
Posts: 155
Joined: Tue Dec 07, 2004 2:16 pm
Location: The Dordogne and London

Recent insurance judgment in Supreme Court

Post by DivineMrsM »

Hi all. Just wondering if anyone has any thoughts/experiences around loss of income insurance following the recent Supreme Court judgment?

We have insurance with Boshers which makes it very clear on their website that they didn't and don't cover cancellations due to Covid-19 as it isn't on the list of specified diseases in their policy.

Reading the Supreme Court judgment, it looks as though one could potentially be covered by "prevention of access" but the Boshers policy only seems to cover prevention of access due to damage at the property or a neighbouring property, rather than including anything to do with instruction from a public authority.
Lynne
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zebedee
Posts: 1270
Joined: Fri Sep 12, 2014 2:57 pm
Location: yorkshire dales

Post by zebedee »

If the brokers (Boshers) are being difficult, raise a complaint with the underwriters. This has worked for people with insurance through Schofield’s.
then onto the Ombudsman, it is all about the wording in your policy, but the Supreme Court has looked carefully at that.
DivineMrsM
Posts: 155
Joined: Tue Dec 07, 2004 2:16 pm
Location: The Dordogne and London

Post by DivineMrsM »

Thanks Zebedee. The underwriters are Ecclesiastical who were involved in the original court case but did not form part of the appeal. We'll get on it.
Lynne
for Metropolitan Retreat in London https://www.airbnb.co.uk/rooms/6712284
and
Le Cheval Blanc in France https://www.airbnb.co.uk/rooms/6714302
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