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house or holiday let insurance

 
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rotaman



Joined: 15 May 2016
Posts: 13
Location: denbigshire

PostPosted: Fri Sep 08, 2017 9:19 pm    Post subject: house or holiday let insurance Reply with quote

my house has bricks and mortar and contents insurance as it taken 2 years to refurbish it to holiday lets which will be complete in a couple weeks time, would I need to inform the insurance company of my intensions to let it out, I know I will need liability insurance just in case of personal accidents etc to guest.... on insurance what is needed

Rota
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Casscat



Joined: 05 Jul 2014
Posts: 2661
Location: Andalucía

PostPosted: Mon Sep 11, 2017 4:07 pm    Post subject: Reply with quote

Yes you will. Your existing insurer may not cover you at all for a holiday rental property unless you took cover on the basis that this was your intention originally. It tends to be the province of specialist insurers.
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Jonathan



Joined: 14 Aug 2014
Posts: 66
Location: Warwickshire

PostPosted: Mon Sep 11, 2017 4:34 pm    Post subject: Reply with quote

Casscat wrote:
Yes you will. Your existing insurer may not cover you at all for a holiday rental property unless you took cover on the basis that this was your intention originally. It tends to be the province of specialist insurers.


As always, NFU are very good for this and they include public liability insurance and cover for loss of income if you have a disaster.

Jonathan
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